Budget Constraints

What it measures

A three-item likert scale designed to measure the degree to which a consumer believes that it is typical for there to be insufficient funds to cover his or her needs.

Response format

5-point Likert (1=strongly disagree, 5=strongly agree)

Scale items

• I frequently have problems making ends meet.
• My budgeting is always tight.
• I often have to spend more money than I have available.

Full scale items shown. Always cite the original source when using this scale in research.

Usage notes & scoring

Formal validity assessment was not reported by the original authors.

Citation

Talukdar, Debabrata (2008), “Cost of Being Poor: Retail Price and Consumer Price Search Differences across Inner- City and Suburban Neighborhoods,” Journal of Consumer Research, 35 (3), 457-471.

Keywords