Current Financial Sufficiency

What it measures

A three-item scale measuring a person's sense that their current financial resources are adequate—covering not only basic bills but also providing a degree of felt wealth. Originally called the 'current resources index'. Used in research on how early-life resource environments shape adult consumer decisions.

Response format

7-point Likert-type (1 = Strongly disagree, 7 = Strongly agree)

Scale items

• I have enough money to buy things I want.
• I don't need to worry too much about paying my bills.
• I feel relatively wealthy these days.

Full scale items shown. Always cite the original source when using this scale in research.

Usage notes & scoring

Referred to as 'current resources index' by the authors. Appears in earlier work by Griskevicius et al. (2011). Suitable for studies examining how current financial standing influences consumer choice, health decisions, or risk tolerance.

Recommended companion scales

Citation

Mittal, C., & Griskevicius, V. (2016). Silver spoons and platinum plans: How childhood environment affects adult health care decisions. Journal of Consumer Research, 43(4), 636–656.

Keywords